Indemnity Dental Insurance Plans, Usually Employ An “Open Panel” Of Dentists

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.  Indemnity dental insurance plans have the most flexibility and usually the highest premium.

It is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums.  Dental insurance plans are similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.  Indemnity dental insurance plans usually employ an “open panel” of dentists.  Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.  Indemnity dental insurance plans have the most flexibility and usually the highest premium.  Dental insurance functions in the similar manner to that of an auto insurance in providing you compensation.